Credit Controller

About the role

Averda, a global provider of integrated waste management and environmental services, is looking for a Credit Controller. The role owns the Group Credit Policy and customer credit onboarding framework, covering credit approval criteria, customer credit exposure, payment terms and risk mitigation. It also assesses and prepares all credit limit recommendations for AR Lead approval, decides actions for credit limit breaches and manages credit holds where required.

Key responsibilities

• Assess customer creditworthiness and prepare credit limit recommendations for approval
• Review and manage customer credit exposure, including Group-wide exposure across markets
• Monitor and act on credit limit breaches, over-limit requests and credit exceptions
• Place and release account holds in line with policy and approved payment arrangements
• Conduct regular reviews of customer credit limits, payment behaviour and risk profiles
• Recommend prepayments, deposits or other risk mitigation measures where appropriate
• Maintain accurate credit records, limit registers, approvals and audit trails
• Partner with Finance, Accounts Receivable and business teams to support risk-informed commercial decisions
• Provide timely reporting and insights on credit risk, exposure, compliance and emerging issues

Required profile

• Degree in accounting, finance or business; a credit management qualification (e.g. CICM) is an advantage
• 4 to 6 years of experience in B2B credit management, ideally with multi-market exposure and public and private sector customers

Required skills

• Credit assessment from financial statements, trade references and payment behaviour
• Credit limit matrices, holds and release rules
• Customer master data control and group exposure aggregation
• Oracle EBS R12 Receivables credit set-up